Nutter Fort, WV · Charter 18254
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
81
Asset Quality
84
Profitability
53
Liquidity
44
Efficiency
66
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Nutter Fort, WV · Charter 18254
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.83% | 0.99% | 0.97% | 1.06% | 1.05% | +22 bps | |
| Return on Equity | 4.70% | 5.48% | 5.28% | 5.85% | 5.70% | +100 bps | |
| Net Interest Margin | 3.19% | 3.33% | 3.39% | 3.66% | 3.72% | +53 bps | |
| Efficiency Ratio | 75.01% | 71.84% | 72.89% | 71.44% | 72.30% | -271 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.04% | -1.76% | -1.52% | 2.89% | 1.54% | +459 bps | |
| Loan Growth (YoY) | 2.47% | 16.04% | 28.53% | 31.52% | 28.16% | +2,569 bps | |
| Share Growth (YoY) | -4.86% | -2.94% | -2.58% | 2.67% | 1.22% | +608 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.01% | 0.00% | 0.00% | 0.00% | 0.14% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 17.57% | 18.04% | 18.35% | 18.03% | 18.36% | +79 bps | |
| Net Worth / Assets | 17.57% | 18.04% | 18.35% | 18.03% | 18.36% | +79 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 41.21% | 44.84% | 49.14% | 48.19% | 52.18% | +1,097 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Nutter Fort, WV · Charter 18254 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
1.05%
Rank 547 of 1,683
Net Interest Margin
3.72%
Rank 924 of 1,683
Efficiency Ratio
72.48%
Rank 565 of 1,682
Equity / Assets
18.36%
Rank 313 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.05% | 0.35% | 0.74% | 1.18% | Beats 67% | 547 / 1,683 | |
| Return on Equity | 5.72% | 2.67% | 5.89% | 8.74% | Beats 48% | 870 / 1,681 | |
| Net Interest Margin | 3.72% | 3.31% | 3.82% | 4.32% | Beats 45% | 924 / 1,683 | |
| Efficiency Ratio | 72.48% | 68.91% | 78.20% | 86.93% | Beats 66% | 565 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.14% | 0.26% | 0.65% | 1.29% | Beats 84% | 276 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 18.36% | 10.44% | 12.89% | 16.53% | Beats 81% | 313 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 18.36% | 10.44% | 12.89% | 16.53% | Beats 81% | 313 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 52.18% | 52.61% | 69.38% | 83.50% | 24th pctl | 1,274 / 1,683 | |
| Loans / Assets | 42.55% | 44.71% | 59.18% | 70.72% | 22nd pctl | 1,312 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||