Des Plaines, IL · Charter 17752
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.67% | 1.56% | 1.57% | 1.45% | 1.47% | 1.29% | 0.82% | 0.90% | -56 bps | |
| Return on Equity | 12.78% | 11.85% | 11.71% | 10.81% | 10.54% | 9.38% | 5.93% | 6.56% | -425 bps | |
| Net Interest Margin | 3.14% | 2.99% | 3.12% | 3.01% | 3.03% | 2.79% | 2.55% | 2.49% | -53 bps | |
| Efficiency Ratio | 47.77% | 49.47% | 51.55% | 53.63% | 51.82% | 54.73% | 67.50% | 64.76% | +1,112 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.19% | -1.39% | 0.85% | 2.26% | 4.23% | 4.84% | 5.20% | 5.85% | +359 bps | |
| Loan Growth (YoY) | -2.73% | -2.53% | 4.97% | 12.66% | 17.07% | 18.25% | 11.31% | 4.51% | -815 bps | |
| Share Growth (YoY) | -4.13% | -3.30% | -0.87% | 0.82% | 3.17% | 4.00% | 4.66% | 5.52% | +470 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.12% | 0.11% | 0.06% | 0.11% | 0.05% | 0.20% | 0.04% | 0.09% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.07% | 13.15% | 13.41% | 13.46% | 13.92% | 13.80% | 13.82% | 13.68% | +22 bps | |
| Net Worth / Assets | 13.07% | 13.15% | 13.41% | 13.46% | 13.92% | 13.80% | 13.82% | 13.68% | +22 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 45.27% | 45.16% | 47.68% | 50.08% | 51.37% | 51.35% | 50.71% | 49.60% | -48 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |