Northwest Municipal
Des Plaines, IL · Charter 17752 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$41.4MAssets
$17.7MLoans
$35.7MShares
$5.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 86% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 14 of 96).
- Widest gap: net interest margin trails 87% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 84 of 96).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.90%
Rank 29 of 96
Net Interest Margin
2.48%
Rank 84 of 96
Efficiency Ratio
64.81%
Rank 14 of 96
Equity / Assets
13.68%
Rank 63 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | -0.02% | 0.42% | 1.03% | Beats 70% | 29 / 96 | | |
| Return on Equity | 6.57% | -0.11% | 2.94% | 6.89% | Beats 73% | 26 / 95 | | |
| Net Interest Margin | 2.48% | 3.01% | 3.57% | 4.27% | Beats 13% | 84 / 96 | | |
| Efficiency Ratio | 64.81% | 73.45% | 82.91% | 96.61% | Beats 86% | 14 / 96 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.08% | 0.86% | 1.63% | Beats 74% | 25 / 93 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.68% | 11.79% | 15.23% | 18.93% | Beats 34% | 63 / 96 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.68% | 11.79% | 15.23% | 18.93% | Beats 34% | 63 / 96 | | |
| Liquidity & Funding |
| Loans / Deposits | 49.60% | 32.14% | 50.03% | 67.81% | 47th pctl | 51 / 96 | | |
| Loans / Assets | 42.81% | 23.12% | 42.50% | 56.24% | 51st pctl | 47 / 96 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |