Newtown, PA · Charter 1759
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.46% | 0.40% | 0.75% | 0.56% | 0.66% | 0.57% | 0.64% | 0.54% | -2 bps | |
| Return on Equity | 4.52% | 4.08% | 7.62% | 5.31% | 5.98% | 5.50% | 6.14% | 5.11% | -20 bps | |
| Net Interest Margin | 2.86% | 2.79% | 2.94% | 2.87% | 3.05% | 2.88% | 3.12% | 3.15% | +28 bps | |
| Efficiency Ratio | 80.46% | 83.11% | 81.66% | 85.64% | 82.46% | 81.76% | 79.36% | 81.79% | -386 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.28% | 11.09% | 10.13% | 9.69% | 5.15% | 8.97% | 6.26% | 0.71% | -898 bps | |
| Loan Growth (YoY) | 6.44% | 14.81% | 12.44% | -0.44% | -0.57% | -2.11% | 1.52% | 4.46% | +491 bps | |
| Share Growth (YoY) | 1.47% | 9.19% | 10.89% | 13.83% | 8.74% | 3.58% | 1.29% | -7.47% | -2,130 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.43% | 0.38% | 0.40% | 0.59% | 0.63% | 0.58% | 0.75% | 0.93% | +34 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.20% | 9.76% | 9.89% | 10.47% | 11.08% | 10.27% | 10.38% | 10.52% | +6 bps | |
| Net Worth / Assets | 10.20% | 9.76% | 9.89% | 10.47% | 11.08% | 10.27% | 10.38% | 10.52% | +6 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 103.57% | 100.69% | 97.97% | 92.19% | 94.71% | 95.16% | 98.20% | 104.08% | +1,189 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |