Newtown, PA · Charter 1759
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50 to 51). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
27
Asset Quality
52
Profitability
48
Liquidity
0
Efficiency
52
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Newtown, PA · Charter 1759
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.46% | 0.40% | 0.75% | 0.56% | 0.66% | 0.57% | 0.64% | 0.54% | -2 bps | |
| Return on Equity | 4.52% | 4.08% | 7.62% | 5.31% | 5.98% | 5.50% | 6.14% | 5.11% | -20 bps | |
| Net Interest Margin | 2.86% | 2.79% | 2.94% | 2.87% | 3.05% | 2.88% | 3.12% | 3.15% | +28 bps | |
| Efficiency Ratio | 80.46% | 83.11% | 81.66% | 85.64% | 82.46% | 81.76% | 79.36% | 81.79% | -386 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.28% | 11.09% | 10.13% | 9.69% | 5.15% | 8.97% | 6.26% | 0.71% | -898 bps | |
| Loan Growth (YoY) | 6.44% | 14.81% | 12.44% | -0.44% | -0.57% | -2.11% | 1.52% | 4.46% | +491 bps | |
| Share Growth (YoY) | 1.47% | 9.19% | 10.89% | 13.83% | 8.74% | 3.58% | 1.29% | -7.47% | -2,130 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.43% | 0.38% | 0.40% | 0.59% | 0.63% | 0.58% | 0.75% | 0.93% | +34 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.20% | 9.76% | 9.89% | 10.47% | 11.08% | 10.27% | 10.38% | 10.52% | +6 bps | |
| Net Worth / Assets | 10.20% | 9.76% | 9.89% | 10.47% | 11.08% | 10.27% | 10.38% | 10.52% | +6 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 103.57% | 100.69% | 97.97% | 92.19% | 94.71% | 95.16% | 98.20% | 104.08% | +1,189 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Newtown, PA · Charter 1759 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50-51)
NCUA · 5 branches
Q2 2026
Return on Assets
0.54%
Rank 23 of 51
Net Interest Margin
3.15%
Rank 33 of 51
Efficiency Ratio
81.80%
Rank 25 of 50
Equity / Assets
10.52%
Rank 37 of 51
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.54% | -0.05% | 0.48% | 0.90% | Beats 55% | 23 / 51 | ||
| Return on Equity | 5.11% | -0.58% | 4.00% | 6.90% | Beats 55% | 23 / 51 | ||
| Net Interest Margin | 3.15% | 2.96% | 3.44% | 3.98% | Beats 35% | 33 / 51 | ||
| Efficiency Ratio | 81.80% | 73.91% | 81.87% | 94.16% | Beats 52% | 25 / 50 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.93% | 0.19% | 0.96% | 1.83% | Beats 52% | 25 / 50 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.52% | 10.44% | 12.55% | 18.48% | Beats 27% | 37 / 51 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.52% | 10.44% | 12.55% | 18.48% | Beats 27% | 37 / 51 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 104.08% | 28.84% | 50.95% | 65.41% | 98th pctl | 1 / 51 | ||
| Loans / Assets | 73.73% | 20.51% | 39.58% | 57.94% | 90th pctl | 5 / 51 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||