Pittsburgh, PA · Charter 17371
NCUA · 1 branch
Q1 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.66% | 0.25% | 0.72% | 0.80% | 0.83% | +148 bps | |
| Return on Equity | -3.05% | 1.17% | 3.41% | 3.33% | 3.56% | +661 bps | |
| Net Interest Margin | 4.06% | 3.96% | 3.96% | 4.42% | 3.91% | -15 bps | |
| Efficiency Ratio | 114.10% | 87.73% | 77.66% | 78.35% | 74.56% | -3,954 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -13.90% | -3.71% | -2.17% | -4.97% | -2.49% | +1,141 bps | |
| Loan Growth (YoY) | -21.74% | -21.34% | -17.29% | -19.22% | -18.21% | +354 bps | |
| Share Growth (YoY) | -16.89% | -4.82% | -3.25% | -7.36% | -4.60% | +1,229 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.32% | 2.34% | 3.42% | 3.23% | 3.06% | +74 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.92% | 0.86% | 0.88% | 0.38% | 0.61% | -31 bps | |
| Capital | |||||||
| Risk-Based Capital | 21.50% | 21.08% | 21.12% | 24.01% | 23.20% | +170 bps | |
| Net Worth / Assets | 21.50% | 21.08% | 21.12% | 24.01% | 23.20% | +170 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 38.83% | 36.71% | 34.93% | 37.32% | 33.29% | -554 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |