Philadelphia, PA · Charter 17269
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.65% | 1.14% | 3.22% | 3.02% | 2.99% | 2.96% | 0.96% | 1.17% | -185 bps | |
| Return on Equity | 2.54% | 3.98% | 11.47% | 11.20% | 11.07% | 9.84% | 3.27% | 3.85% | -735 bps | |
| Net Interest Margin | 2.50% | 2.92% | 3.20% | 3.99% | 3.89% | 4.07% | 2.14% | 2.52% | -147 bps | |
| Efficiency Ratio | 78.59% | 67.58% | 31.59% | 40.45% | 35.99% | 37.45% | 60.11% | 56.03% | +1,558 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 17.17% | 11.33% | 12.47% | 12.09% | 6.42% | 5.55% | 3.98% | -4.50% | -1,659 bps | |
| Loan Growth (YoY) | -23.42% | 3.16% | 135.08% | 224% | 32.85% | -19.34% | -43.46% | -19.51% | -24,384 bps | |
| Share Growth (YoY) | 21.74% | 14.51% | 15.48% | 14.09% | 4.68% | 3.40% | 2.18% | -8.88% | -2,298 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 8.98% | 8.26% | 4.77% | 5.21% | 6.76% | 10.24% | 8.42% | 6.48% | +126 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 25.78% | 28.67% | 28.03% | 26.98% | 27.00% | 30.13% | 29.27% | 30.33% | +335 bps | |
| Net Worth / Assets | 25.78% | 28.67% | 28.03% | 26.98% | 27.00% | 30.13% | 29.27% | 30.33% | +335 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 23.88% | 29.42% | 48.02% | 40.42% | 30.31% | 22.95% | 26.57% | 35.71% | -471 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |