Philadelphia, PA · Charter 17269
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 3.02% | 2.99% | 2.96% | 0.96% | 1.17% | -185 bps | |
| Return on Equity | 11.20% | 11.07% | 9.84% | 3.27% | 3.85% | -735 bps | |
| Net Interest Margin | 3.99% | 3.89% | 4.07% | 2.14% | 2.52% | -147 bps | |
| Efficiency Ratio | 40.45% | 35.99% | 37.45% | 60.11% | 56.03% | +1,558 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 12.09% | 6.42% | 5.55% | 3.98% | -4.50% | -1,659 bps | |
| Loan Growth (YoY) | 224% | 32.85% | -19.34% | -43.46% | -19.51% | -24,384 bps | |
| Share Growth (YoY) | 14.09% | 4.68% | 3.40% | 2.18% | -8.88% | -2,298 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 5.21% | 6.76% | 10.24% | 8.42% | 6.48% | +126 bps | |
| Capital | |||||||
| Risk-Based Capital | 26.98% | 27.00% | 30.13% | 29.27% | 30.33% | +335 bps | |
| Net Worth / Assets | 26.98% | 27.00% | 30.13% | 29.27% | 30.33% | +335 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 40.42% | 30.31% | 22.95% | 26.57% | 35.71% | -471 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |