Mount Pleasant, PA · Charter 17136
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.91% | 2.01% | 1.91% | 1.79% | 1.65% | -26 bps | |
| Return on Equity | 8.11% | 8.37% | 7.87% | 7.15% | 6.49% | -162 bps | |
| Net Interest Margin | 2.60% | 2.65% | 2.53% | 2.47% | 2.35% | -26 bps | |
| Efficiency Ratio | 27.82% | 25.76% | 26.04% | 28.04% | 30.62% | +281 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -7.30% | -1.34% | -1.37% | -3.48% | -0.33% | +696 bps | |
| Loan Growth (YoY) | -15.74% | -16.50% | -23.49% | -25.50% | -31.90% | -1,616 bps | |
| Share Growth (YoY) | -11.48% | -4.34% | -4.18% | -6.87% | -2.78% | +870 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.03% | 1.13% | 1.21% | 1.29% | 1.51% | +48 bps | |
| Capital | |||||||
| Risk-Based Capital | 23.52% | 23.99% | 24.25% | 24.97% | 25.40% | +188 bps | |
| Net Worth / Assets | 23.52% | 23.99% | 24.25% | 24.97% | 25.40% | +188 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 30.15% | 27.53% | 25.60% | 24.42% | 21.12% | -903 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |