Mt Pleasant Area School Emp
Mount Pleasant, PA · Charter 17136 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$2.3MAssets
$358KLoans
$1.7MShares
$577KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 3 of 78).
- Widest gap: net interest margin trails 91% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 71 of 78).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.67%
Rank 12 of 78
Net Interest Margin
2.29%
Rank 71 of 78
Efficiency Ratio
30.77%
Rank 2 of 78
Equity / Assets
25.40%
Rank 9 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.67% | 0.37% | 0.83% | 1.31% | Beats 85% | 12 / 78 | |
| Return on Equity | 6.59% | 1.73% | 5.71% | 9.08% | Beats 54% | 36 / 78 | |
| Net Interest Margin | 2.29% | 3.17% | 3.63% | 4.21% | Beats 9% | 71 / 78 | |
| Efficiency Ratio | 30.77% | 65.01% | 78.15% | 89.28% | Beats 99% | 2 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.40% | 0.84% | 1.97% | Beats 100% | 3 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 25.40% | 12.42% | 15.10% | 18.27% | Beats 88% | 9 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 25.40% | 12.42% | 15.10% | 18.27% | Beats 88% | 9 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 21.13% | 34.83% | 50.41% | 71.84% | 4th pctl | 75 / 78 | |
| Loans / Assets | 15.76% | 29.34% | 41.02% | 56.96% | 3rd pctl | 76 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |