Fort Wayne, IN · Charter 17012
NCUA · 13 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.93% | 1.75% | 1.15% | 1.24% | 1.33% | 1.34% | 1.21% | 1.32% | +8 bps | |
| Return on Equity | 16.60% | 14.67% | 9.78% | 10.11% | 10.59% | 10.65% | 9.72% | 10.11% | 0 bps | |
| Net Interest Margin | 3.43% | 3.45% | 3.46% | 3.58% | 3.61% | 3.56% | 3.59% | 3.75% | +17 bps | |
| Efficiency Ratio | 65.94% | 68.11% | 76.51% | 75.72% | 74.19% | 73.53% | 75.66% | 73.94% | -178 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.70% | 3.53% | 4.65% | 3.50% | 3.10% | 5.82% | 5.13% | 4.68% | +118 bps | |
| Loan Growth (YoY) | 5.57% | 5.12% | 5.58% | 4.12% | 2.11% | 2.50% | 3.61% | 5.40% | +129 bps | |
| Share Growth (YoY) | 2.83% | 2.40% | 3.92% | 2.47% | 1.71% | 4.47% | 4.10% | 4.22% | +175 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.53% | 0.28% | 0.14% | 0.26% | 0.30% | 0.28% | 0.17% | 0.47% | +20 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.61% | 11.92% | 11.74% | 12.29% | 12.51% | 12.56% | 12.45% | 13.09% | +80 bps | |
| Net Worth / Assets | 11.61% | 11.92% | 11.74% | 12.29% | 12.51% | 12.56% | 12.45% | 13.09% | +80 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 80.64% | 81.15% | 78.10% | 80.42% | 80.96% | 79.61% | 77.74% | 81.33% | +91 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |