New Orleans, LA · Charter 1665
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.10% | 0.09% | -1.80% | -0.41% | -0.73% | -0.58% | -3.41% | -2.46% | -205 bps | |
| Return on Equity | -0.50% | 0.43% | -8.09% | -1.71% | -3.05% | -2.26% | -13.68% | -10.01% | -831 bps | |
| Net Interest Margin | 6.82% | 6.99% | 6.19% | 7.10% | 6.95% | 7.72% | 6.98% | 6.54% | -57 bps | |
| Efficiency Ratio | 97.89% | 95.27% | 124.31% | 102.28% | 106.58% | 103.66% | 143.84% | 132.92% | +3,064 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.56% | -0.82% | -9.15% | -17.25% | -15.05% | -20.40% | -14.17% | -8.76% | +849 bps | |
| Loan Growth (YoY) | -5.77% | -10.68% | -12.22% | -10.44% | -20.94% | -18.16% | -16.18% | -15.42% | -498 bps | |
| Share Growth (YoY) | -5.75% | -1.10% | -11.07% | -21.53% | -18.51% | -25.33% | -17.57% | -9.85% | +1,167 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.15% | 1.04% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.02% | 2.25% | 2.61% | 2.85% | 2.98% | 3.02% | 3.42% | 3.01% | +16 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 20.53% | 20.71% | 22.20% | 23.86% | 23.81% | 25.44% | 24.96% | 24.56% | +70 bps | |
| Net Worth / Assets | 20.53% | 20.71% | 22.20% | 23.86% | 23.81% | 25.44% | 24.96% | 24.56% | +70 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 86.47% | 81.23% | 81.18% | 83.17% | 83.90% | 89.04% | 82.55% | 78.04% | -513 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |