New Orleans Public Belt Railroad New Orleans, LA · Charter 1665 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 1 branch
Q2 2026
$379K Assets
$220K Loans
$282K Shares
$93K Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 2 of 29). Widest gap: efficiency ratio trails 93% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 28 of 29). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
-2.64%
Rank 26 of 29
Net Interest Margin
6.33%
Rank 2 of 29
Efficiency Ratio
141.67%
Rank 28 of 29
Equity / Assets
24.54%
Rank 7 of 29
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets -2.64% -0.27% 0.39% 0.68% Beats 10% 26 / 29 Return on Equity -10.75% 0.64% 2.28% 5.24% Beats 7% 26 / 28 Net Interest Margin 6.33% 3.88% 4.49% 4.89% Beats 93% 2 / 29 Efficiency Ratio 141.67% 77.78% 86.62% 97.23% Beats 7% 28 / 29 Asset Quality Nonperforming Loans / Loans 0.00% 0.22% 1.19% 2.21% Beats 100% 2 / 29 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 24.54% 11.89% 14.07% 21.10% Beats 76% 7 / 29 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 24.54% 11.89% 14.07% 21.10% Beats 76% 7 / 29 Liquidity & Funding Loans / Deposits 78.01% 45.57% 67.88% 82.54% 59th pctl 12 / 29 Loans / Assets 58.05% 34.60% 52.32% 69.33% 55th pctl 13 / 29 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the New Orleans-Metairie, LA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (28 to 29 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11