Burrton, KS · Cert 16583
State charter, Fed member · FED · 1 branch
Q2 2026
Market Position · Wichita, KS · 2026 SOD (annual) · 0.0% share · #44 of 46 inst. · $0.0B of $23.2B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.03% | -2.38% | -7.27% | -4.12% | -3.48% | -2.76% | 0.63% | 0.62% | +474 bps | |
| Return on Equity | -0.35% | -24.74% | -83.01% | -45.82% | -38.33% | -29.59% | 6.27% | 6.24% | +5,206 bps | |
| Net Interest Margin | 3.29% | 3.43% | 4.37% | 4.46% | 4.54% | 4.76% | 4.62% | 4.69% | +23 bps | |
| Efficiency Ratio | 90.71% | 90.78% | 71.97% | 78.99% | 83.24% | 85.62% | 87.39% | 87.61% | +862 bps | |
| Non-Interest Burden | 2.96% | 3.09% | 3.08% | 3.47% | 3.74% | 4.03% | 4.00% | 4.07% | +60 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.18% | 1.86% | -8.27% | -19.13% | -16.46% | -24.55% | -13.71% | -4.37% | +1,476 bps | |
| Loan Growth (YoY) | -0.68% | -11.55% | -21.76% | -21.31% | -11.47% | -7.59% | 5.47% | 1.87% | +2,319 bps | |
| Deposit Growth (YoY) | -7.35% | 3.04% | -7.46% | -19.37% | -15.39% | -25.84% | -14.65% | -4.57% | +1,480 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 12.45% | 8.93% | 5.18% | 5.42% | 2.62% | 2.69% | 2.44% | 2.53% | -289 bps | |
| Net Charge-Offs / Loans | 0.00% | 4.75% | 17.24% | 8.87% | 8.23% | 6.50% | 0.34% | 0.18% | -869 bps | |
| Allowance / Loans | 1.91% | 2.06% | 2.23% | 2.84% | 1.60% | 1.93% | 1.73% | 1.84% | -100 bps | |
| Allowance Coverage of NPLs | 0.2x | 0.2x | 0.4x | 0.5x | 0.6x | 0.7x | 0.7x | 0.7x | +0.2x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.38% | 9.18% | 8.34% | 9.23% | 9.16% | 9.64% | 9.84% | 9.94% | +71 bps | |
| Total Risk-Based Capital | 10.38% | 9.18% | 8.34% | 9.23% | 9.16% | 9.64% | 9.84% | 9.94% | +71 bps | |
| Equity / Assets | 10.54% | 8.93% | 8.58% | 9.56% | 9.38% | 10.48% | 9.55% | 9.73% | +17 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 64.64% | 58.17% | 55.74% | 61.26% | 67.64% | 72.50% | 68.87% | 65.40% | +414 bps | |
| Liquid Assets / Assets | 8.96% | 16.49% | 17.14% | 14.68% | 13.52% | 10.94% | 16.15% | 18.90% | +422 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 38.80% | 38.52% | 37.47% | n/a | n/a | |