Burrton, KS · Cert 16583
State charter, Fed member · FED · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Wichita, KS area (n=20). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
20
Asset Quality
15
Profitability
42
Liquidity
72
Efficiency
10
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Burrton, KS · Cert 16583
State charter, Fed member · FED · 1 branch
Q2 2026
Market Position · Wichita, KS · 2026 SOD (annual) · 0.0% share · #44 of 46 inst. · $0.0B of $23.2B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.03% | -2.38% | -7.27% | -4.12% | -3.48% | -2.76% | 0.63% | 0.62% | +474 bps | |
| Return on Equity | -0.35% | -24.74% | -83.01% | -45.82% | -38.33% | -29.59% | 6.27% | 6.24% | +5,206 bps | |
| Net Interest Margin | 3.29% | 3.43% | 4.37% | 4.46% | 4.54% | 4.76% | 4.62% | 4.69% | +23 bps | |
| Efficiency Ratio | 90.71% | 90.78% | 71.97% | 78.99% | 83.24% | 85.62% | 87.39% | 87.61% | +862 bps | |
| Non-Interest Burden | 2.96% | 3.09% | 3.08% | 3.47% | 3.74% | 4.03% | 4.00% | 4.07% | +60 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.18% | 1.86% | -8.27% | -19.13% | -16.46% | -24.55% | -13.71% | -4.37% | +1,476 bps | |
| Loan Growth (YoY) | -0.68% | -11.55% | -21.76% | -21.31% | -11.47% | -7.59% | 5.47% | 1.87% | +2,319 bps | |
| Deposit Growth (YoY) | -7.35% | 3.04% | -7.46% | -19.37% | -15.39% | -25.84% | -14.65% | -4.57% | +1,480 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 12.45% | 8.93% | 5.18% | 5.42% | 2.62% | 2.69% | 2.44% | 2.53% | -289 bps | |
| Net Charge-Offs / Loans | 0.00% | 4.75% | 17.24% | 8.87% | 8.23% | 6.50% | 0.34% | 0.18% | -869 bps | |
| Allowance / Loans | 1.91% | 2.06% | 2.23% | 2.84% | 1.60% | 1.93% | 1.73% | 1.84% | -100 bps | |
| Allowance Coverage of NPLs | 0.2x | 0.2x | 0.4x | 0.5x | 0.6x | 0.7x | 0.7x | 0.7x | +0.2x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.38% | 9.18% | 8.34% | 9.23% | 9.16% | 9.64% | 9.84% | 9.94% | +71 bps | |
| Total Risk-Based Capital | 10.38% | 9.18% | 8.34% | 9.23% | 9.16% | 9.64% | 9.84% | 9.94% | +71 bps | |
| Equity / Assets | 10.54% | 8.93% | 8.58% | 9.56% | 9.38% | 10.48% | 9.55% | 9.73% | +17 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 64.64% | 58.17% | 55.74% | 61.26% | 67.64% | 72.50% | 68.87% | 65.40% | +414 bps | |
| Liquid Assets / Assets | 8.96% | 16.49% | 17.14% | 14.68% | 13.52% | 10.94% | 16.15% | 18.90% | +422 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 38.80% | 38.52% | 37.47% | n/a | n/a | |
Burrton, KS · Cert 16583 · Peer group: banks under $1B in assets in the Wichita, KS area (n=20)
State charter, Fed member · FED · 1 branch
Q2 2026
Return on Assets
0.60%
Rank 17 of 20
Net Interest Margin
4.69%
Rank 1 of 20
Efficiency Ratio
87.61%
Rank 19 of 20
Equity / Assets
9.73%
Rank 8 of 20
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.60% | 0.80% | 1.20% | 1.35% | Beats 15% | 17 / 20 | ||
| Return on Equity | 6.18% | 9.43% | 12.85% | 15.78% | Beats 15% | 17 / 20 | ||
| Net Interest Margin | 4.69% | 3.71% | 4.04% | 4.23% | Beats 95% | 1 / 20 | ||
| Efficiency Ratio | 87.61% | 59.34% | 65.86% | 71.92% | Beats 10% | 19 / 20 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.53% | 0.06% | 0.64% | 1.17% | Beats 5% | 20 / 20 | ||
| Net Charge-Offs / Loans | 0.09% | n/a | 0.02% | 0.09% | Beats 25% | 16 / 20 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.94% | 11.10% | 11.73% | 15.56% | Beats 0% | 20 / 20 | ||
| Total Risk-Based Capital Ratio | 9.94% | 11.80% | 12.57% | 16.49% | Beats 0% | 20 / 20 | ||
| Equity / Assets | 9.73% | 8.39% | 8.81% | 11.24% | Beats 60% | 8 / 20 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 65.40% | 62.67% | 77.26% | 93.25% | 30th pctl | 14 / 20 | ||
| Loans / Assets | 58.94% | 54.38% | 67.74% | 81.71% | 30th pctl | 14 / 20 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||