Washington, DC · Charter 16411
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.54% | 0.47% | 0.41% | 0.10% | 0.10% | -44 bps | |
| Return on Equity | 4.29% | 3.68% | 3.21% | 0.80% | 0.76% | -353 bps | |
| Net Interest Margin | 4.15% | 4.23% | 4.24% | 4.58% | 4.60% | +45 bps | |
| Efficiency Ratio | 84.90% | 85.84% | 85.92% | 89.71% | 88.08% | +318 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 13.05% | 8.12% | 5.46% | -0.51% | -2.11% | -1,516 bps | |
| Loan Growth (YoY) | -1.88% | -3.01% | -5.41% | -3.35% | -2.62% | -74 bps | |
| Share Growth (YoY) | 9.32% | 9.04% | 3.48% | -1.52% | -3.46% | -1,278 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.06% | 2.31% | 2.70% | 2.47% | 2.57% | +51 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.50% | 12.68% | 12.82% | 12.66% | 12.92% | +42 bps | |
| Net Worth / Assets | 12.50% | 12.68% | 12.82% | 12.66% | 12.92% | +42 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 76.24% | 76.57% | 76.83% | 76.09% | 76.91% | +67 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |