DC Washington, DC · Charter 16411 · Peer group: credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (n=60-61)
NCUA · 3 branches
Q2 2026
$88.9M Assets
$57.5M Loans
$74.8M Shares
$11.5M Net Worth
Executive Summary Strongest standing: net interest margin outperforms 87% of credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (rank 8 of 61). Widest gap: nonperforming loans / loans trails 82% of credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (rank 50 of 60). Overall: at or above the peer median on 3 of 7 directional measures. Return on Assets
0.10%
Rank 40 of 61
Net Interest Margin
4.60%
Rank 8 of 61
Efficiency Ratio
88.08%
Rank 32 of 60
Equity / Assets
12.92%
Rank 27 of 61
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.10% -0.02% 0.37% 0.88% Beats 34% 40 / 61 Return on Equity 0.77% -0.25% 2.65% 5.53% Beats 33% 41 / 61 Net Interest Margin 4.60% 3.07% 3.57% 4.09% Beats 87% 8 / 61 Efficiency Ratio 88.08% 71.78% 87.58% 95.00% Beats 48% 32 / 60 Asset Quality Nonperforming Loans / Loans 2.57% 0.44% 1.06% 1.85% Beats 18% 50 / 60 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 12.92% 9.78% 12.37% 17.30% Beats 56% 27 / 61 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 12.92% 9.78% 12.37% 17.30% Beats 56% 27 / 61 Liquidity & Funding Loans / Deposits 76.91% 37.27% 62.33% 76.91% 74th pctl 16 / 61 Loans / Assets 64.74% 30.13% 54.75% 64.37% 75th pctl 15 / 61 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (60 to 61 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11