Coffee County Teachers
Douglas, GA · Charter 16014 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$3.1MAssets
$2.0MLoans
$2.5MShares
$614KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 96% of credit unions under $1B in assets (rank 72 of 1683).
- Widest gap: return on assets trails 98% of credit unions under $1B in assets (rank 1655 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-2.65%
Rank 1,655 of 1,683
Net Interest Margin
5.49%
Rank 72 of 1,683
Efficiency Ratio
110.75%
Rank 1,615 of 1,682
Equity / Assets
19.83%
Rank 234 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -2.65% | 0.35% | 0.74% | 1.18% | Beats 2% | 1,655 / 1,683 | |
| Return on Equity | -13.36% | 2.67% | 5.89% | 8.74% | Beats 3% | 1,635 / 1,681 | |
| Net Interest Margin | 5.49% | 3.31% | 3.82% | 4.32% | Beats 96% | 72 / 1,683 | |
| Efficiency Ratio | 110.75% | 68.91% | 78.20% | 86.93% | Beats 4% | 1,615 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.42% | 0.26% | 0.65% | 1.29% | Beats 6% | 1,577 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.83% | 10.44% | 12.89% | 16.53% | Beats 86% | 234 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.83% | 10.44% | 12.89% | 16.53% | Beats 86% | 234 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 79.05% | 52.61% | 69.38% | 83.50% | 68th pctl | 546 / 1,683 | |
| Loans / Assets | 63.22% | 44.71% | 59.18% | 70.72% | 59th pctl | 692 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |