PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Knights Family

Indianapolis, IN · Charter 15986

Q2 1996

$5.6MAssets
$3.2MLoans
$5.1MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.46%, up 30 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (-36 bps YoY).
  • Funding: loans stand at 61.98% of shares as of Q2 1996.

Financial Results

Return on Assets (YTD, annualized)

3.46%+30 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets3.16%3.45%3.62%3.87%3.46%+30 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-12.82%n/an/a
Loan Growth (YoY)n/an/an/an/a14.78%n/an/a
Share Growth (YoY)n/an/an/an/a-14.22%n/an/a
Asset Quality
Delinquent Loans / Loans0.36%0.11%0.01%0.03%0.00%-36 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.38%0.26%0.26%0.26%0.09%-28 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares46.32%51.97%58.31%64.97%61.98%+1,566 bps
Liquid Assets / Assets33.83%35.22%41.95%35.88%38.83%+500 bps