Knights Family

Indianapolis, IN · Charter 15986

Q2 1996

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2

Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 1996, the quarter ended June 30, 1996, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Indianapolis, IN · Charter 15986

Q2 1996

$5.6MAssets

$3.2MLoans

$5.1MShares

n/aNet Worth

NIM decomposition not available for credit unions

Non-interest trend not available for credit unions

Return on Assets (YTD, annualized)

3.46%+30 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

Metric	Q2 1994	Q4 1994	Q2 1995	Q4 1995	Q2 1996	YoY Δ	Trend
Earnings
Return on Assets	3.16%	3.45%	3.62%	3.87%	3.46%	+30 bps
Return on Equity	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Interest Margin	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Efficiency Ratio	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Growth
Asset Growth (YoY)	n/a	n/a	n/a	n/a	-12.82%	n/a	n/a
Loan Growth (YoY)	n/a	n/a	n/a	n/a	14.78%	n/a	n/a
Share Growth (YoY)	n/a	n/a	n/a	n/a	-14.22%	n/a	n/a
Asset Quality
Delinquent Loans / Loans	0.36%	0.11%	0.01%	0.03%	0.00%	-36 bps
Net Charge-Offs / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance / Loans	0.38%	0.26%	0.26%	0.26%	0.09%	-28 bps
Capital
Risk-Based Capital	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Worth / Assets	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Liquidity & Funding
Loans / Shares	46.32%	51.97%	58.31%	64.97%	61.98%	+1,566 bps
Liquid Assets / Assets	33.83%	35.22%	41.95%	35.88%	38.83%	+500 bps