Shreveport, LA · Charter 15589
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.99% | 1.06% | 0.95% | 0.95% | 0.87% | -12 bps | |
| Return on Equity | 4.42% | 4.72% | 4.19% | 4.10% | 3.72% | -69 bps | |
| Net Interest Margin | 4.22% | 4.16% | 4.24% | 4.01% | 4.15% | -7 bps | |
| Efficiency Ratio | 75.19% | 74.37% | 76.99% | 82.42% | 84.26% | +907 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.55% | 2.21% | 3.20% | 0.31% | -0.30% | +225 bps | |
| Loan Growth (YoY) | -5.65% | -8.29% | -10.02% | -9.11% | -5.91% | -26 bps | |
| Share Growth (YoY) | -4.14% | 2.24% | 2.72% | -1.00% | -0.64% | +350 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.31% | 0.51% | 0.64% | 0.84% | 1.27% | +96 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 22.48% | 22.41% | 22.77% | 23.07% | 23.44% | +95 bps | |
| Net Worth / Assets | 22.48% | 22.41% | 22.77% | 23.07% | 23.44% | +95 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 54.14% | 52.18% | 50.50% | 50.37% | 51.27% | -287 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |