Shreveport, LA · Charter 15589
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
74
Asset Quality
47
Profitability
59
Liquidity
39
Efficiency
50
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Shreveport, LA · Charter 15589
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.99% | 1.06% | 0.95% | 0.95% | 0.87% | -12 bps | |
| Return on Equity | 4.42% | 4.72% | 4.19% | 4.10% | 3.72% | -69 bps | |
| Net Interest Margin | 4.22% | 4.16% | 4.24% | 4.01% | 4.15% | -7 bps | |
| Efficiency Ratio | 75.19% | 74.37% | 76.99% | 82.42% | 84.26% | +907 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.55% | 2.21% | 3.20% | 0.31% | -0.30% | +225 bps | |
| Loan Growth (YoY) | -5.65% | -8.29% | -10.02% | -9.11% | -5.91% | -26 bps | |
| Share Growth (YoY) | -4.14% | 2.24% | 2.72% | -1.00% | -0.64% | +350 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.31% | 0.51% | 0.64% | 0.84% | 1.27% | +96 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 22.48% | 22.41% | 22.77% | 23.07% | 23.44% | +95 bps | |
| Net Worth / Assets | 22.48% | 22.41% | 22.77% | 23.07% | 23.44% | +95 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 54.14% | 52.18% | 50.50% | 50.37% | 51.27% | -287 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Shreveport, LA · Charter 15589 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
Return on Assets
0.87%
Rank 20 of 57
Net Interest Margin
4.15%
Rank 21 of 57
Efficiency Ratio
84.29%
Rank 29 of 56
Equity / Assets
23.44%
Rank 15 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.87% | 0.18% | 0.61% | 1.03% | Beats 65% | 20 / 57 | |
| Return on Equity | 3.71% | 0.88% | 3.71% | 5.62% | Beats 49% | 29 / 57 | |
| Net Interest Margin | 4.15% | 3.51% | 3.94% | 4.60% | Beats 63% | 21 / 57 | |
| Efficiency Ratio | 84.29% | 76.49% | 84.29% | 92.65% | Beats 50% | 29 / 56 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.27% | 0.35% | 1.18% | 2.04% | Beats 47% | 31 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 23.44% | 11.86% | 15.46% | 23.44% | Beats 74% | 15 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 23.44% | 11.86% | 15.46% | 23.44% | Beats 74% | 15 / 57 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 51.27% | 55.77% | 71.07% | 79.18% | 19th pctl | 46 / 57 | |
| Loans / Assets | 38.99% | 44.60% | 59.45% | 67.17% | 18th pctl | 47 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||