Solon, OH · Charter 15451
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.88% | 0.93% | 0.89% | 0.79% | 0.80% | -8 bps | |
| Return on Equity | 4.72% | 4.78% | 4.59% | 4.07% | 4.05% | -67 bps | |
| Net Interest Margin | 2.87% | 3.01% | 2.95% | 2.94% | 2.96% | +9 bps | |
| Efficiency Ratio | 69.58% | 69.37% | 70.01% | 73.19% | 73.20% | +362 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.85% | -2.32% | -0.52% | -1.95% | -1.37% | -52 bps | |
| Loan Growth (YoY) | -14.37% | -5.46% | -4.52% | -7.19% | 0.27% | +1,464 bps | |
| Share Growth (YoY) | -0.74% | -2.62% | -1.70% | -3.30% | -2.66% | -192 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.05% | 0.04% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.53% | 1.53% | 1.57% | 1.62% | 1.53% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.70% | 19.44% | 19.50% | 19.47% | 19.79% | +109 bps | |
| Net Worth / Assets | 18.70% | 19.44% | 19.50% | 19.47% | 19.79% | +109 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 40.67% | 42.34% | 40.81% | 39.16% | 41.89% | +122 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |