Solon/Chagrin Falls
Solon, OH · Charter 15451 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 1 branch
Q2 2026
$9.6MAssets
$3.2MLoans
$7.7MShares
$1.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 87% of credit unions under $1B in assets in the Cleveland, OH area (rank 6 of 39).
- Widest gap: net interest margin trails 92% of credit unions under $1B in assets in the Cleveland, OH area (rank 36 of 39).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.81%
Rank 12 of 39
Net Interest Margin
2.97%
Rank 36 of 39
Efficiency Ratio
72.92%
Rank 9 of 39
Equity / Assets
19.79%
Rank 9 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.81% | 0.13% | 0.49% | 0.87% | Beats 69% | 12 / 39 | |
| Return on Equity | 4.09% | 1.01% | 4.09% | 7.61% | Beats 49% | 20 / 39 | |
| Net Interest Margin | 2.97% | 3.28% | 3.83% | 4.18% | Beats 8% | 36 / 39 | |
| Efficiency Ratio | 72.92% | 76.45% | 81.64% | 91.75% | Beats 79% | 9 / 39 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.03% | 0.15% | 0.61% | 1.88% | Beats 87% | 6 / 39 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.79% | 10.00% | 12.89% | 19.36% | Beats 77% | 9 / 39 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.79% | 10.00% | 12.89% | 19.36% | Beats 77% | 9 / 39 | |
| Liquidity & Funding |
| Loans / Deposits | 41.89% | 45.46% | 53.28% | 74.29% | 15th pctl | 33 / 39 | |
| Loans / Assets | 33.30% | 36.24% | 44.98% | 63.66% | 15th pctl | 33 / 39 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |