Maite, GU · Charter 15222
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.28% | 0.19% | 0.74% | 0.72% | 0.70% | 0.55% | 0.75% | 0.76% | +4 bps | |
| Return on Equity | 2.15% | 1.53% | 5.99% | 5.81% | 5.67% | 4.54% | 6.18% | 6.27% | +46 bps | |
| Net Interest Margin | 3.30% | 3.28% | 3.45% | 3.49% | 3.44% | 3.44% | 3.55% | 3.59% | +10 bps | |
| Efficiency Ratio | 85.62% | 86.81% | 79.72% | 78.81% | 79.09% | 80.65% | 75.43% | 75.34% | -347 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.10% | 8.26% | 7.37% | 8.44% | 9.86% | 9.19% | 6.70% | 6.38% | -206 bps | |
| Loan Growth (YoY) | 9.58% | 8.01% | 7.27% | 7.14% | 7.50% | 7.50% | 7.45% | 3.83% | -331 bps | |
| Share Growth (YoY) | 6.99% | 10.16% | 8.38% | 10.17% | 12.40% | 9.28% | 6.80% | 5.72% | -445 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.14% | 0.74% | 0.46% | 0.54% | 0.61% | 0.82% | 0.63% | 0.81% | +27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.02% | 12.63% | 12.40% | 12.39% | 12.26% | 12.01% | 12.07% | 12.12% | -27 bps | |
| Net Worth / Assets | 13.02% | 12.63% | 12.40% | 12.39% | 12.26% | 12.01% | 12.07% | 12.12% | -27 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 83.08% | 81.44% | 79.56% | 80.33% | 79.46% | 80.11% | 80.05% | 78.89% | -144 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |