Maite, GU · Charter 15222
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
42
Asset Quality
43
Profitability
48
Liquidity
58
Efficiency
59
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Maite, GU · Charter 15222
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.28% | 0.19% | 0.74% | 0.72% | 0.70% | 0.55% | 0.75% | 0.76% | +4 bps | |
| Return on Equity | 2.15% | 1.53% | 5.99% | 5.81% | 5.67% | 4.54% | 6.18% | 6.27% | +46 bps | |
| Net Interest Margin | 3.30% | 3.28% | 3.45% | 3.49% | 3.44% | 3.44% | 3.55% | 3.59% | +10 bps | |
| Efficiency Ratio | 85.62% | 86.81% | 79.72% | 78.81% | 79.09% | 80.65% | 75.43% | 75.34% | -347 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.10% | 8.26% | 7.37% | 8.44% | 9.86% | 9.19% | 6.70% | 6.38% | -206 bps | |
| Loan Growth (YoY) | 9.58% | 8.01% | 7.27% | 7.14% | 7.50% | 7.50% | 7.45% | 3.83% | -331 bps | |
| Share Growth (YoY) | 6.99% | 10.16% | 8.38% | 10.17% | 12.40% | 9.28% | 6.80% | 5.72% | -445 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.14% | 0.74% | 0.46% | 0.54% | 0.61% | 0.82% | 0.63% | 0.81% | +27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.02% | 12.63% | 12.40% | 12.39% | 12.26% | 12.01% | 12.07% | 12.12% | -27 bps | |
| Net Worth / Assets | 13.02% | 12.63% | 12.40% | 12.39% | 12.26% | 12.01% | 12.07% | 12.12% | -27 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 83.08% | 81.44% | 79.56% | 80.33% | 79.46% | 80.11% | 80.05% | 78.89% | -144 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Maite, GU · Charter 15222 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
Return on Assets
0.76%
Rank 820 of 1,683
Net Interest Margin
3.59%
Rank 1,049 of 1,683
Efficiency Ratio
75.34%
Rank 691 of 1,682
Equity / Assets
12.12%
Rank 970 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.76% | 0.35% | 0.74% | 1.18% | Beats 51% | 820 / 1,683 | ||
| Return on Equity | 6.27% | 2.67% | 5.89% | 8.74% | Beats 54% | 775 / 1,681 | ||
| Net Interest Margin | 3.59% | 3.31% | 3.82% | 4.32% | Beats 38% | 1,049 / 1,683 | ||
| Efficiency Ratio | 75.34% | 68.91% | 78.20% | 86.93% | Beats 59% | 691 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.81% | 0.26% | 0.65% | 1.29% | Beats 43% | 964 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.12% | 10.44% | 12.89% | 16.53% | Beats 42% | 970 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.12% | 10.44% | 12.89% | 16.53% | Beats 42% | 970 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 78.89% | 52.61% | 69.38% | 83.50% | 67th pctl | 550 / 1,683 | ||
| Loans / Assets | 68.98% | 44.71% | 59.18% | 70.72% | 71st pctl | 483 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||