Gateway First Bank
Jenks, OK · Cert 15118 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Gateway First Bcorp Inc.
State charter, non-member · FDIC · 11 branches
Q2 2026
$2.1BAssets
$1.6BLoans
$1.3BDeposits
$282.1MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 89% of banks $1B-$10B in assets operating in a single state (rank 28 of 258).
- Widest gap: nonperforming loans / loans trails 99% of banks $1B-$10B in assets operating in a single state (rank 256 of 258).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.31%
Rank 107 of 258
Net Interest Margin
3.00%
Rank 210 of 258
Efficiency Ratio
74.81%
Rank 221 of 257
Equity / Assets
13.68%
Rank 28 of 258
Non-interest income vs. expense
Unfavorable gap of $22.9M · efficiency ratio beats 14% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.31% | 0.93% | 1.23% | 1.54% | Beats 59% | 107 / 258 | | |
| Return on Equity | 9.56% | 9.26% | 11.84% | 14.74% | Beats 29% | 184 / 258 | | |
| Net Interest Margin | 3.00% | 3.16% | 3.49% | 3.88% | Beats 19% | 210 / 258 | | |
| Efficiency Ratio | 74.81% | 51.71% | 60.30% | 69.65% | Beats 14% | 221 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.36% | 0.19% | 0.46% | 0.90% | Beats 1% | 256 / 258 | | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.02% | 0.07% | Beats 55% | 118 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 15.45% | 11.41% | 12.98% | 15.12% | Beats 78% | 57 / 258 | | |
| Total Risk-Based Capital Ratio | 16.16% | 12.10% | 13.91% | 16.08% | Beats 76% | 63 / 258 | | |
| Equity / Assets | 13.68% | 9.09% | 10.24% | 11.72% | Beats 89% | 28 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 124.32% | 73.24% | 86.34% | 95.95% | 98th pctl | 4 / 258 | | |
| Loans / Assets | 77.62% | 63.01% | 72.27% | 78.40% | 69th pctl | 79 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |