Gateway First Bank
Jenks, OK · Cert 15118 · Peer group: banks $1B-$10B in assets operating in a single state (n=268-269) · Gateway First Bcorp Inc.
State charter, non-member · FDIC · 11 branches
Q2 2026
$2.1BAssets
$1.6BLoans
$1.3BDeposits
$282.1MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 89% of banks $1B-$10B in assets operating in a single state (rank 30 of 269).
- Widest gap: nonperforming loans / loans trails 99% of banks $1B-$10B in assets operating in a single state (rank 266 of 269).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.31%
Rank 113 of 269
Net Interest Margin
3.00%
Rank 217 of 269
Efficiency Ratio
74.81%
Rank 232 of 268
Equity / Assets
13.68%
Rank 30 of 269
Non-interest income vs. expense
Unfavorable gap of $22.9M · efficiency ratio beats 14% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.31% | 0.93% | 1.23% | 1.54% | Beats 58% | 113 / 269 | |
| Return on Equity | 9.56% | 9.13% | 11.77% | 14.52% | Beats 29% | 190 / 269 | |
| Net Interest Margin | 3.00% | 3.16% | 3.50% | 3.88% | Beats 19% | 217 / 269 | |
| Efficiency Ratio | 74.81% | 51.70% | 60.21% | 69.66% | Beats 14% | 232 / 268 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.36% | 0.19% | 0.45% | 0.89% | Beats 1% | 266 / 269 | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.02% | 0.06% | Beats 54% | 125 / 269 | |
| Capital |
| Tier 1 Capital Ratio | 15.45% | 11.29% | 13.10% | 15.21% | Beats 76% | 65 / 269 | |
| Total Risk-Based Capital Ratio | 16.16% | 12.04% | 13.91% | 16.33% | Beats 74% | 70 / 269 | |
| Equity / Assets | 13.68% | 9.18% | 10.29% | 11.76% | Beats 89% | 30 / 269 | |
| Liquidity & Funding |
| Loans / Deposits | 124.32% | 72.68% | 86.29% | 95.72% | 99th pctl | 3 / 269 | |
| Loans / Assets | 77.62% | 62.46% | 72.27% | 78.37% | 70th pctl | 80 / 269 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |