Northeast Nebraska
Norfolk, NE · Charter 14965 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$14.2MAssets
$7.1MLoans
$12.9MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 48% of credit unions under $1B in assets (rank 880 of 1682).
- Widest gap: equity / assets trails 90% of credit unions under $1B in assets (rank 1521 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.15%
Rank 1,416 of 1,683
Net Interest Margin
3.35%
Rank 1,249 of 1,683
Efficiency Ratio
94.50%
Rank 1,497 of 1,682
Equity / Assets
8.87%
Rank 1,521 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.15% | 0.35% | 0.74% | 1.18% | Beats 16% | 1,416 / 1,683 | |
| Return on Equity | 1.74% | 2.67% | 5.89% | 8.74% | Beats 19% | 1,367 / 1,681 | |
| Net Interest Margin | 3.35% | 3.31% | 3.82% | 4.32% | Beats 26% | 1,249 / 1,683 | |
| Efficiency Ratio | 94.50% | 68.91% | 78.20% | 86.93% | Beats 11% | 1,497 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.71% | 0.26% | 0.65% | 1.29% | Beats 48% | 880 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.87% | 10.44% | 12.89% | 16.53% | Beats 10% | 1,521 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.87% | 10.44% | 12.89% | 16.53% | Beats 10% | 1,521 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 54.93% | 52.61% | 69.38% | 83.50% | 28th pctl | 1,213 / 1,683 | |
| Loans / Assets | 49.70% | 44.71% | 59.18% | 70.72% | 33rd pctl | 1,130 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |