Erie
Erie, PA · Charter 1476 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 12 branches
Q2 2026
$808.0MAssets
$540.1MLoans
$741.4MShares
$85.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 82% of credit unions under $1B in assets in PA (rank 13 of 72).
- Widest gap: equity / assets trails 81% of credit unions under $1B in assets in PA (rank 58 of 72).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.13%
Rank 33 of 72
Net Interest Margin
3.63%
Rank 32 of 72
Efficiency Ratio
73.33%
Rank 34 of 72
Equity / Assets
10.58%
Rank 58 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.59% | 1.06% | 1.40% | Beats 54% | 33 / 72 | |
| Return on Equity | 10.68% | 5.27% | 7.11% | 9.91% | Beats 82% | 13 / 72 | |
| Net Interest Margin | 3.63% | 3.09% | 3.57% | 4.10% | Beats 56% | 32 / 72 | |
| Efficiency Ratio | 73.33% | 64.37% | 73.67% | 81.63% | Beats 54% | 34 / 72 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.62% | 0.20% | 0.58% | 1.09% | Beats 46% | 40 / 72 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.58% | 10.74% | 12.96% | 16.84% | Beats 19% | 58 / 72 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.58% | 10.74% | 12.96% | 16.84% | Beats 19% | 58 / 72 | |
| Liquidity & Funding |
| Loans / Deposits | 72.86% | 34.39% | 52.54% | 65.98% | 85th pctl | 11 / 72 | |
| Loans / Assets | 66.85% | 30.23% | 45.37% | 57.67% | 89th pctl | 8 / 72 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |