PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Loup River Public Power

Columbus, NE · Charter 14549

Q2 1996

$1.0MAssets
$586KLoans
$916KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.16%, up 118 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (-6 bps YoY).
  • Funding: loans stand at 64.04% of shares as of Q2 1996.

Financial Results

Return on Assets (YTD, annualized)

4.16%+118 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets2.98%3.64%3.67%3.69%4.16%+118 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-4.91%n/an/a
Loan Growth (YoY)n/an/an/an/a-4.01%n/an/a
Share Growth (YoY)n/an/an/an/a-6.01%n/an/a
Asset Quality
Delinquent Loans / Loans0.06%0.09%0.00%2.13%0.00%-6 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.68%0.70%0.74%0.85%0.91%+22 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares62.71%69.68%74.77%65.87%64.04%+133 bps
Liquid Assets / Assets19.24%10.47%13.13%23.00%21.57%+233 bps