Loup River Public Power

Columbus, NE · Charter 14549

Q2 1996

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2

Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 1996, the quarter ended June 30, 1996, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Columbus, NE · Charter 14549

Q2 1996

$1.0MAssets

$586KLoans

$916KShares

n/aNet Worth

NIM decomposition not available for credit unions

Non-interest trend not available for credit unions

Return on Assets (YTD, annualized)

4.16%+118 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

Metric	Q2 1994	Q4 1994	Q2 1995	Q4 1995	Q2 1996	YoY Δ	Trend
Earnings
Return on Assets	2.98%	3.64%	3.67%	3.69%	4.16%	+118 bps
Return on Equity	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Interest Margin	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Efficiency Ratio	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Growth
Asset Growth (YoY)	n/a	n/a	n/a	n/a	-4.91%	n/a	n/a
Loan Growth (YoY)	n/a	n/a	n/a	n/a	-4.01%	n/a	n/a
Share Growth (YoY)	n/a	n/a	n/a	n/a	-6.01%	n/a	n/a
Asset Quality
Delinquent Loans / Loans	0.06%	0.09%	0.00%	2.13%	0.00%	-6 bps
Net Charge-Offs / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance / Loans	0.68%	0.70%	0.74%	0.85%	0.91%	+22 bps
Capital
Risk-Based Capital	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Worth / Assets	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Liquidity & Funding
Loans / Shares	62.71%	69.68%	74.77%	65.87%	64.04%	+133 bps
Liquid Assets / Assets	19.24%	10.47%	13.13%	23.00%	21.57%	+233 bps