IBEW/SJ Cascade
Salem, OR · Charter 14402 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$22.5MAssets
$13.8MLoans
$19.2MShares
$3.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 94% of credit unions under $1B in assets (rank 99 of 1681).
- Widest gap: nonperforming loans / loans trails 75% of credit unions under $1B in assets (rank 1267 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.81%
Rank 127 of 1,683
Net Interest Margin
4.42%
Rank 373 of 1,683
Efficiency Ratio
61.30%
Rank 208 of 1,682
Equity / Assets
14.11%
Rank 658 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.81% | 0.35% | 0.74% | 1.18% | Beats 92% | 127 / 1,683 | | |
| Return on Equity | 12.80% | 2.67% | 5.89% | 8.74% | Beats 94% | 99 / 1,681 | | |
| Net Interest Margin | 4.42% | 3.31% | 3.82% | 4.32% | Beats 78% | 373 / 1,683 | | |
| Efficiency Ratio | 61.30% | 68.91% | 78.20% | 86.93% | Beats 88% | 208 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.31% | 0.26% | 0.65% | 1.29% | Beats 25% | 1,267 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.11% | 10.44% | 12.89% | 16.53% | Beats 61% | 658 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.11% | 10.44% | 12.89% | 16.53% | Beats 61% | 658 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.78% | 52.61% | 69.38% | 83.50% | 54th pctl | 766 / 1,683 | | |
| Loans / Assets | 61.33% | 44.71% | 59.18% | 70.72% | 55th pctl | 760 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |