Aurora, CO · Charter 14369
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.03% | -0.08% | -0.14% | 0.21% | -0.05% | -9 bps | |
| Return on Equity | 0.46% | -1.08% | -1.87% | 2.72% | -0.70% | -116 bps | |
| Net Interest Margin | 2.19% | 2.23% | 2.21% | 2.32% | 2.43% | +24 bps | |
| Efficiency Ratio | 90.70% | 95.22% | 97.87% | 89.43% | 96.49% | +579 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.37% | 3.69% | 6.63% | -0.70% | -6.15% | -1,252 bps | |
| Loan Growth (YoY) | 5.31% | 7.07% | 4.71% | 3.36% | -5.20% | -1,051 bps | |
| Share Growth (YoY) | 10.36% | 5.25% | 6.10% | -1.19% | -6.67% | -1,703 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.17% | 1.05% | 0.85% | 0.98% | 0.95% | -22 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.38% | 7.57% | 7.41% | 7.57% | 7.61% | +23 bps | |
| Net Worth / Assets | 7.38% | 7.57% | 7.41% | 7.57% | 7.61% | +23 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 65.39% | 68.12% | 66.41% | 66.59% | 66.42% | +103 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |