Malvern Bank
Malvern, IA · Cert 14230 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · Malvern Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
$253.2MAssets
$217.4MLoans
$217.7MDeposits
$22.1MEquity
Executive Summary
- Strongest standing: return on equity outperforms 58% of banks under $1B in assets in the Omaha, NE-IA area (rank 10 of 24).
- Widest gap: equity / assets trails 79% of banks under $1B in assets in the Omaha, NE-IA area (rank 19 of 24).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.17%
Rank 14 of 24
Net Interest Margin
3.75%
Rank 13 of 24
Efficiency Ratio
59.31%
Rank 13 of 24
Equity / Assets
8.74%
Rank 19 of 24
Non-interest income vs. expense
Unfavorable gap of $5.2M · efficiency ratio beats 50% of banks under $1B in assets in the Omaha, NE-IA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.17% | 0.92% | 1.29% | 1.77% | Beats 42% | 14 / 24 | | |
| Return on Equity | 13.36% | 9.64% | 12.01% | 15.30% | Beats 58% | 10 / 24 | | |
| Net Interest Margin | 3.75% | 3.02% | 3.76% | 3.98% | Beats 46% | 13 / 24 | | |
| Efficiency Ratio | 59.31% | 49.60% | 59.31% | 66.55% | Beats 50% | 13 / 24 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.37% | 0.10% | 0.37% | 1.03% | Beats 50% | 13 / 24 | | |
| Net Charge-Offs / Loans | 0.05% | n/a | 0.00% | 0.03% | Beats 21% | 20 / 24 | | |
| Capital |
| Tier 1 Capital Ratio | 10.56% | 10.53% | 11.57% | 13.63% | Beats 29% | 17 / 24 | | |
| Total Risk-Based Capital Ratio | 11.61% | 11.15% | 12.06% | 13.90% | Beats 42% | 14 / 24 | | |
| Equity / Assets | 8.74% | 8.87% | 10.14% | 12.27% | Beats 21% | 19 / 24 | | |
| Liquidity & Funding |
| Loans / Deposits | 99.87% | 75.32% | 83.30% | 93.06% | 88th pctl | 3 / 24 | | |
| Loans / Assets | 85.87% | 65.68% | 71.67% | 75.94% | 92nd pctl | 2 / 24 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |