Malvern, IA · Cert 14230 · Malvern Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Omaha, NE-IA area (n=24). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
31
Asset Quality
36
Profitability
49
Liquidity
0
Efficiency
50
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Malvern, IA · Cert 14230 · Malvern Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 0.5% share · #26 of 77 inst. · $0.2B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.69% | 0.77% | 1.09% | 1.09% | 1.10% | 1.11% | 1.21% | 1.19% | +9 bps | |
| Return on Equity | 7.83% | 8.76% | 12.15% | 12.04% | 12.06% | 12.20% | 13.78% | 13.56% | +152 bps | |
| Net Interest Margin | 3.09% | 3.15% | 3.61% | 3.70% | 3.77% | 3.75% | 3.84% | 3.75% | +5 bps | |
| Efficiency Ratio | 72.25% | 70.07% | 61.47% | 61.74% | 61.45% | 61.72% | 58.67% | 59.31% | -243 bps | |
| Non-Interest Burden | 2.15% | 2.11% | 2.09% | 2.18% | 2.21% | 2.19% | 2.13% | 2.11% | -7 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.69% | 10.86% | 7.40% | 3.87% | 5.17% | 5.19% | 12.36% | 12.87% | +899 bps | |
| Loan Growth (YoY) | 9.53% | 12.13% | 6.81% | 6.59% | 6.72% | 4.88% | 13.50% | 12.61% | +602 bps | |
| Deposit Growth (YoY) | 2.29% | 1.56% | 14.96% | 10.42% | 6.59% | 6.92% | 8.42% | 7.70% | -273 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.03% | 0.02% | 0.18% | 0.63% | 0.59% | 0.40% | 0.09% | 0.37% | -26 bps | |
| Net Charge-Offs / Loans | -0.01% | 0.01% | 0.06% | 0.04% | 0.02% | 0.06% | -0.01% | 0.09% | +6 bps | |
| Allowance / Loans | 1.03% | 1.00% | 1.04% | 1.07% | 1.09% | 1.03% | 1.00% | 1.00% | -7 bps | |
| Allowance Coverage of NPLs | 32.8x | 41.7x | 5.7x | 1.7x | 1.8x | 2.5x | 10.9x | 2.7x | +1.0x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 8.76% | 9.06% | 9.17% | 9.29% | 9.59% | 9.30% | 9.18% | 8.91% | -38 bps | |
| Total Risk-Based Capital | 11.70% | 11.63% | 12.23% | 12.32% | 12.17% | 11.64% | 11.59% | 11.61% | -71 bps | |
| Equity / Assets | 8.70% | 8.77% | 9.16% | 9.35% | 9.31% | 8.74% | 8.77% | 8.74% | -61 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 99.52% | 106.09% | 94.32% | 95.51% | 99.64% | 104.06% | 98.74% | 99.87% | +436 bps | |
| Liquid Assets / Assets | 5.36% | 9.85% | 10.25% | 9.49% | 9.72% | 10.05% | 9.82% | 9.91% | +42 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 152.54% | 158.53% | 170.67% | n/a | n/a | |
Malvern, IA · Cert 14230 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · Malvern Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Return on Assets
1.17%
Rank 14 of 24
Net Interest Margin
3.75%
Rank 13 of 24
Efficiency Ratio
59.31%
Rank 13 of 24
Equity / Assets
8.74%
Rank 19 of 24
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.17% | 0.92% | 1.29% | 1.77% | Beats 42% | 14 / 24 | ||
| Return on Equity | 13.36% | 9.64% | 12.01% | 15.30% | Beats 58% | 10 / 24 | ||
| Net Interest Margin | 3.75% | 3.02% | 3.76% | 3.98% | Beats 46% | 13 / 24 | ||
| Efficiency Ratio | 59.31% | 49.60% | 59.31% | 66.55% | Beats 50% | 13 / 24 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.37% | 0.10% | 0.37% | 1.03% | Beats 50% | 13 / 24 | ||
| Net Charge-Offs / Loans | 0.05% | n/a | 0.00% | 0.03% | Beats 21% | 20 / 24 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.56% | 10.53% | 11.57% | 13.63% | Beats 29% | 17 / 24 | ||
| Total Risk-Based Capital Ratio | 11.61% | 11.15% | 12.06% | 13.90% | Beats 42% | 14 / 24 | ||
| Equity / Assets | 8.74% | 8.87% | 10.14% | 12.27% | Beats 21% | 19 / 24 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 99.87% | 75.32% | 83.30% | 93.06% | 88th pctl | 3 / 24 | ||
| Loans / Assets | 85.87% | 65.68% | 71.67% | 75.94% | 92nd pctl | 2 / 24 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||