Washington, DC · Charter 14176
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.41% | 0.30% | 0.52% | 0.56% | 0.60% | 0.60% | 0.47% | 0.45% | -11 bps | |
| Return on Equity | 3.32% | 2.46% | 4.35% | 4.62% | 4.91% | 4.87% | 3.86% | 3.65% | -97 bps | |
| Net Interest Margin | 2.05% | 2.09% | 2.18% | 2.26% | 2.33% | 2.34% | 2.41% | 2.46% | +20 bps | |
| Efficiency Ratio | 81.83% | 85.34% | 76.01% | 76.18% | 74.85% | 75.44% | 81.55% | 82.49% | +632 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.95% | 1.09% | 2.88% | 4.66% | 2.74% | 2.85% | 2.83% | 2.09% | -258 bps | |
| Loan Growth (YoY) | -4.48% | -1.77% | -0.96% | -0.42% | 0.37% | -0.58% | -0.77% | 0.05% | +48 bps | |
| Share Growth (YoY) | 3.26% | 1.96% | 3.15% | 5.24% | 4.11% | 4.33% | 4.61% | 3.88% | -136 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.15% | 0.14% | 0.08% | 0.14% | 0.18% | 0.29% | 0.16% | 0.13% | -2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.23% | 12.13% | 11.97% | 12.09% | 12.31% | 12.36% | 12.18% | 12.34% | +26 bps | |
| Net Worth / Assets | 12.23% | 12.13% | 11.97% | 12.09% | 12.31% | 12.36% | 12.18% | 12.34% | +26 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 83.80% | 84.46% | 81.58% | 81.38% | 80.78% | 80.49% | 77.39% | 78.38% | -299 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |