PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Idb Global

Washington, DC · Charter 14176

NCUA · 1 branch

Q2 2026

$842.4MAssets
$559.3MLoans
$713.6MShares
$104.0MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.45%, down 11 bps year over year; NIM at 2.46%.
  • Asset quality: problem loans at 0.13% of loans (-2 bps YoY).
  • Capital: net worth / assets of 12.34%, up 26 bps from a year ago.
  • Funding: loans stand at 78.38% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.45%-11 bps YoY

Net Interest Margin (YTD, annualized)

2.46%+20 bps YoY

Efficiency Ratio (YTD, annualized)

82.49%+632 bps YoY

Net Worth / Assets

12.34%+26 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.56%0.60%0.60%0.47%0.45%-11 bps
Return on Equity4.62%4.91%4.87%3.86%3.65%-97 bps
Net Interest Margin2.26%2.33%2.34%2.41%2.46%+20 bps
Efficiency Ratio76.18%74.85%75.44%81.55%82.49%+632 bps
Growth
Asset Growth (YoY)4.66%2.74%2.85%2.83%2.09%-258 bps
Loan Growth (YoY)-0.42%0.37%-0.58%-0.77%0.05%+48 bps
Share Growth (YoY)5.24%4.11%4.33%4.61%3.88%-136 bps
Asset Quality
Delinquent Loans / Loans0.14%0.18%0.29%0.16%0.13%-2 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital12.09%12.31%12.36%12.18%12.34%+26 bps
Net Worth / Assets12.09%12.31%12.36%12.18%12.34%+26 bps
Liquidity & Funding
Loans / Shares81.38%80.78%80.49%77.39%78.38%-299 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps