Canton, OH · Charter 14120
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.56% | 1.36% | 1.07% | 1.27% | 1.41% | 1.30% | 0.62% | 1.43% | +17 bps | |
| Return on Equity | 12.16% | 10.69% | 8.51% | 10.03% | 10.92% | 10.06% | 4.88% | 10.80% | +77 bps | |
| Net Interest Margin | 3.48% | 3.42% | 3.48% | 3.49% | 3.55% | 3.48% | 3.51% | 3.59% | +9 bps | |
| Efficiency Ratio | 59.34% | 62.07% | 66.25% | 61.32% | 59.47% | 61.30% | 68.70% | 57.80% | -352 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.10% | 8.96% | 8.20% | 10.03% | 9.83% | 9.34% | 7.91% | 5.99% | -404 bps | |
| Loan Growth (YoY) | 6.16% | 7.85% | 9.58% | 13.37% | 11.41% | 8.25% | 6.46% | 1.18% | -1,220 bps | |
| Share Growth (YoY) | 3.98% | 8.59% | 7.87% | 9.94% | 9.70% | 9.10% | 7.61% | 5.24% | -470 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.48% | 0.58% | 0.62% | 0.66% | 0.66% | 0.78% | 0.57% | 0.76% | +10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.85% | 12.72% | 12.56% | 12.62% | 12.95% | 12.92% | 12.81% | 13.28% | +66 bps | |
| Net Worth / Assets | 12.85% | 12.72% | 12.56% | 12.62% | 12.95% | 12.92% | 12.81% | 13.28% | +66 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 66.04% | 66.64% | 65.72% | 67.13% | 67.07% | 66.12% | 65.02% | 64.54% | -259 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |