Stark
Canton, OH · Charter 14120 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$217.7MAssets
$121.6MLoans
$188.5MShares
$28.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 90% of credit unions under $1B in assets (rank 162 of 1682).
- Widest gap: net interest margin trails 62% of credit unions under $1B in assets (rank 1050 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.43%
Rank 278 of 1,683
Net Interest Margin
3.59%
Rank 1,050 of 1,683
Efficiency Ratio
57.80%
Rank 162 of 1,682
Equity / Assets
13.28%
Rank 771 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.43% | 0.35% | 0.74% | 1.18% | Beats 83% | 278 / 1,683 | | |
| Return on Equity | 10.80% | 2.67% | 5.89% | 8.74% | Beats 87% | 218 / 1,681 | | |
| Net Interest Margin | 3.59% | 3.31% | 3.82% | 4.32% | Beats 38% | 1,050 / 1,683 | | |
| Efficiency Ratio | 57.80% | 68.91% | 78.20% | 86.93% | Beats 90% | 162 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.76% | 0.26% | 0.65% | 1.29% | Beats 45% | 929 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.28% | 10.44% | 12.89% | 16.53% | Beats 54% | 771 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.28% | 10.44% | 12.89% | 16.53% | Beats 54% | 771 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 64.54% | 52.61% | 69.38% | 83.50% | 41st pctl | 989 / 1,683 | | |
| Loans / Assets | 55.88% | 44.71% | 59.18% | 70.72% | 43rd pctl | 959 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |