Canton, OH · Charter 14120
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
54
Asset Quality
45
Profitability
69
Liquidity
84
Efficiency
90
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Canton, OH · Charter 14120
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.56% | 1.36% | 1.07% | 1.27% | 1.41% | 1.30% | 0.62% | 1.43% | +17 bps | |
| Return on Equity | 12.16% | 10.69% | 8.51% | 10.03% | 10.92% | 10.06% | 4.88% | 10.80% | +77 bps | |
| Net Interest Margin | 3.48% | 3.42% | 3.48% | 3.49% | 3.55% | 3.48% | 3.51% | 3.59% | +9 bps | |
| Efficiency Ratio | 59.34% | 62.07% | 66.25% | 61.32% | 59.47% | 61.30% | 68.70% | 57.80% | -352 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.10% | 8.96% | 8.20% | 10.03% | 9.83% | 9.34% | 7.91% | 5.99% | -404 bps | |
| Loan Growth (YoY) | 6.16% | 7.85% | 9.58% | 13.37% | 11.41% | 8.25% | 6.46% | 1.18% | -1,220 bps | |
| Share Growth (YoY) | 3.98% | 8.59% | 7.87% | 9.94% | 9.70% | 9.10% | 7.61% | 5.24% | -470 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.48% | 0.58% | 0.62% | 0.66% | 0.66% | 0.78% | 0.57% | 0.76% | +10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.85% | 12.72% | 12.56% | 12.62% | 12.95% | 12.92% | 12.81% | 13.28% | +66 bps | |
| Net Worth / Assets | 12.85% | 12.72% | 12.56% | 12.62% | 12.95% | 12.92% | 12.81% | 13.28% | +66 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 66.04% | 66.64% | 65.72% | 67.13% | 67.07% | 66.12% | 65.02% | 64.54% | -259 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Canton, OH · Charter 14120 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
Return on Assets
1.43%
Rank 278 of 1,683
Net Interest Margin
3.59%
Rank 1,050 of 1,683
Efficiency Ratio
57.80%
Rank 162 of 1,682
Equity / Assets
13.28%
Rank 771 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.43% | 0.35% | 0.74% | 1.18% | Beats 83% | 278 / 1,683 | ||
| Return on Equity | 10.80% | 2.67% | 5.89% | 8.74% | Beats 87% | 218 / 1,681 | ||
| Net Interest Margin | 3.59% | 3.31% | 3.82% | 4.32% | Beats 38% | 1,050 / 1,683 | ||
| Efficiency Ratio | 57.80% | 68.91% | 78.20% | 86.93% | Beats 90% | 162 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.76% | 0.26% | 0.65% | 1.29% | Beats 45% | 929 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.28% | 10.44% | 12.89% | 16.53% | Beats 54% | 771 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 13.28% | 10.44% | 12.89% | 16.53% | Beats 54% | 771 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 64.54% | 52.61% | 69.38% | 83.50% | 41st pctl | 989 / 1,683 | ||
| Loans / Assets | 55.88% | 44.71% | 59.18% | 70.72% | 43rd pctl | 959 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||