PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Firestone

Akron, OH · Charter 14066

NCUA · 1 branch

Q2 2026

$198.1MAssets
$24.0MLoans
$162.3MShares
$35.8MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.00%, up 157 bps year over year; NIM at 1.62%.
  • Asset quality: problem loans at 1.15% of loans (+5 bps YoY).
  • Capital: net worth / assets of 18.07%, up 100 bps from a year ago.
  • Funding: loans stand at 14.80% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.00%+157 bps YoY

Net Interest Margin (YTD, annualized)

1.62%+164 bps YoY

Efficiency Ratio (YTD, annualized)

38.49%

Net Worth / Assets

18.07%+100 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets-0.57%-0.49%-0.30%0.85%1.00%+157 bps
Return on Equity-3.34%-2.84%-1.73%4.78%5.51%+885 bps
Net Interest Margin-0.02%0.07%0.26%1.49%1.62%+164 bps
Efficiency Ration/a808%217%42.95%38.49%n/a
Growth
Asset Growth (YoY)-0.88%-2.31%-3.04%-3.15%-2.89%-201 bps
Loan Growth (YoY)-11.02%-12.62%-10.32%-10.53%-6.99%+402 bps
Share Growth (YoY)-0.78%-2.47%-3.69%-4.16%-4.26%-348 bps
Asset Quality
Delinquent Loans / Loans1.10%1.41%1.44%1.22%1.15%+5 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital17.07%17.15%17.33%17.76%18.07%+100 bps
Net Worth / Assets17.07%17.15%17.33%17.76%18.07%+100 bps
Liquidity & Funding
Loans / Shares15.23%14.92%14.69%14.50%14.80%-44 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps