Delaware State Police
Georgetown, DE · Charter 13791 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$138.1MAssets
$54.3MLoans
$125.6MShares
$15.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 60% of credit unions under $1B in assets (rank 673 of 1681).
- Widest gap: net interest margin trails 86% of credit unions under $1B in assets (rank 1446 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.78%
Rank 801 of 1,683
Net Interest Margin
3.02%
Rank 1,446 of 1,683
Efficiency Ratio
78.60%
Rank 864 of 1,682
Equity / Assets
11.32%
Rank 1,098 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.78% | 0.35% | 0.74% | 1.18% | Beats 52% | 801 / 1,683 | |
| Return on Equity | 6.89% | 2.67% | 5.89% | 8.74% | Beats 60% | 673 / 1,681 | |
| Net Interest Margin | 3.02% | 3.31% | 3.82% | 4.32% | Beats 14% | 1,446 / 1,683 | |
| Efficiency Ratio | 78.60% | 68.91% | 78.20% | 86.93% | Beats 49% | 864 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.28% | 0.26% | 0.65% | 1.29% | Beats 25% | 1,260 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.32% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,098 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.32% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,098 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 43.26% | 52.61% | 69.38% | 83.50% | 14th pctl | 1,440 / 1,683 | |
| Loans / Assets | 39.34% | 44.71% | 59.18% | 70.72% | 18th pctl | 1,382 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |