Noteworthy
Cleveland, OH · Charter 13559 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=41)
NCUA · 1 branch
Q1 2026
$5.4MAssets
$3.4MLoans
$5.4MShares
$12KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 22% of credit unions under $1B in assets in the Cleveland, OH area (rank 33 of 41).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the Cleveland, OH area (rank 41 of 41).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-2.35%
Rank 41 of 41
Net Interest Margin
2.06%
Rank 39 of 41
Efficiency Ratio
207%
Rank 41 of 41
Equity / Assets
0.22%
Rank 41 of 41
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -2.35% | 0.11% | 0.47% | 0.78% | Beats 0% | 41 / 41 | | |
| Return on Equity | -1067% | 0.63% | 3.54% | 6.52% | Beats 0% | 41 / 41 | | |
| Net Interest Margin | 2.06% | 3.25% | 3.69% | 3.99% | Beats 5% | 39 / 41 | | |
| Efficiency Ratio | 207% | 76.27% | 84.98% | 94.13% | Beats 2% | 41 / 41 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.79% | 0.23% | 0.71% | 1.72% | Beats 22% | 33 / 41 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 0.23% | 9.80% | 12.73% | 19.14% | Beats 0% | 41 / 41 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 0.22% | 9.80% | 12.73% | 19.14% | Beats 0% | 41 / 41 | | |
| Liquidity & Funding |
| Loans / Deposits | 62.48% | 46.41% | 55.26% | 70.86% | 59th pctl | 17 / 41 | | |
| Loans / Assets | 61.55% | 38.29% | 46.68% | 61.41% | 76th pctl | 10 / 41 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |