City of Clarksburg
Clarksburg, WV · Charter 13426 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$8.2MAssets
$2.1MLoans
$7.0MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: net interest margin trails 93% of credit unions under $1B in assets (rank 1566 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.19%
Rank 1,388 of 1,683
Net Interest Margin
2.73%
Rank 1,566 of 1,683
Efficiency Ratio
92.92%
Rank 1,456 of 1,682
Equity / Assets
14.22%
Rank 639 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.19% | 0.35% | 0.74% | 1.18% | Beats 18% | 1,388 / 1,683 | |
| Return on Equity | 1.37% | 2.67% | 5.89% | 8.74% | Beats 17% | 1,397 / 1,681 | |
| Net Interest Margin | 2.73% | 3.31% | 3.82% | 4.32% | Beats 7% | 1,566 / 1,683 | |
| Efficiency Ratio | 92.92% | 68.91% | 78.20% | 86.93% | Beats 13% | 1,456 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.22% | 10.44% | 12.89% | 16.53% | Beats 62% | 639 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.22% | 10.44% | 12.89% | 16.53% | Beats 62% | 639 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 29.26% | 52.61% | 69.38% | 83.50% | 5th pctl | 1,603 / 1,683 | |
| Loans / Assets | 25.06% | 44.71% | 59.18% | 70.72% | 5th pctl | 1,594 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |