S H P E
Greensburg, LA · Charter 13248 · Peer group: credit unions under $1B in assets in the Baton Rouge, LA area (n=21)
NCUA · 1 branch
Q2 2026
$4.1MAssets
$2.6MLoans
$3.8MShares
$306KNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 95% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 1 of 21).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 21 of 21).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.93%
Rank 8 of 21
Net Interest Margin
5.15%
Rank 3 of 21
Efficiency Ratio
77.06%
Rank 7 of 21
Equity / Assets
7.50%
Rank 21 of 21
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.93% | 0.20% | 0.59% | 1.13% | Beats 62% | 8 / 21 | |
| Return on Equity | 12.42% | 1.01% | 4.78% | 7.97% | Beats 95% | 1 / 21 | |
| Net Interest Margin | 5.15% | 3.81% | 3.95% | 4.86% | Beats 86% | 3 / 21 | |
| Efficiency Ratio | 77.06% | 72.50% | 80.80% | 90.61% | Beats 71% | 7 / 21 | |
| Asset Quality |
| Nonperforming Loans / Loans | 11.29% | 0.36% | 0.80% | 1.45% | Beats 5% | 21 / 21 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.50% | 11.23% | 14.10% | 17.49% | Beats 0% | 21 / 21 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.50% | 11.23% | 14.10% | 17.49% | Beats 0% | 21 / 21 | |
| Liquidity & Funding |
| Loans / Deposits | 67.96% | 58.58% | 76.49% | 83.93% | 29th pctl | 15 / 21 | |
| Loans / Assets | 62.76% | 53.07% | 62.76% | 69.97% | 48th pctl | 11 / 21 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |