Greensburg, LA · Charter 13248
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Baton Rouge, LA area (n=21). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
0
Asset Quality
5
Profitability
81
Liquidity
70
Efficiency
71
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Greensburg, LA · Charter 13248
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.48% | 0.56% | 0.12% | 0.67% | 0.96% | -52 bps | |
| Return on Equity | 19.69% | 7.16% | 1.69% | 9.21% | 12.76% | -693 bps | |
| Net Interest Margin | 5.77% | 5.50% | 4.98% | 4.94% | 5.17% | -60 bps | |
| Efficiency Ratio | 64.15% | 67.99% | 74.44% | 82.40% | 76.60% | +1,245 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.05% | 1.47% | 3.09% | -0.77% | 0.15% | +220 bps | |
| Loan Growth (YoY) | -0.82% | -3.52% | -3.00% | -5.93% | -7.97% | -716 bps | |
| Share Growth (YoY) | -2.72% | 1.73% | 3.49% | 0.39% | 1.09% | +381 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 11.12% | 10.41% | 10.37% | 8.36% | 11.30% | +18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.63% | 0.73% | 1.56% | 1.02% | 1.22% | +59 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.49% | 7.76% | 7.26% | 7.27% | 7.49% | 0 bps | |
| Net Worth / Assets | 7.49% | 7.76% | 7.26% | 7.27% | 7.49% | 0 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 74.67% | 72.05% | 71.11% | 68.54% | 67.97% | -670 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Greensburg, LA · Charter 13248 · Peer group: credit unions under $1B in assets in the Baton Rouge, LA area (n=21)
NCUA · 1 branch
Q2 2026
Return on Assets
0.93%
Rank 8 of 21
Net Interest Margin
5.15%
Rank 3 of 21
Efficiency Ratio
77.06%
Rank 7 of 21
Equity / Assets
7.50%
Rank 21 of 21
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.93% | 0.20% | 0.59% | 1.13% | Beats 62% | 8 / 21 | |
| Return on Equity | 12.42% | 1.01% | 4.78% | 7.97% | Beats 95% | 1 / 21 | |
| Net Interest Margin | 5.15% | 3.81% | 3.95% | 4.86% | Beats 86% | 3 / 21 | |
| Efficiency Ratio | 77.06% | 72.50% | 80.80% | 90.61% | Beats 71% | 7 / 21 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 11.29% | 0.36% | 0.80% | 1.45% | Beats 5% | 21 / 21 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 7.50% | 11.23% | 14.10% | 17.49% | Beats 0% | 21 / 21 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 7.50% | 11.23% | 14.10% | 17.49% | Beats 0% | 21 / 21 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 67.96% | 58.58% | 76.49% | 83.93% | 29th pctl | 15 / 21 | |
| Loans / Assets | 62.76% | 53.07% | 62.76% | 69.97% | 48th pctl | 11 / 21 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||