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Evansville Firefighters

Evansville, IN · Charter 1263

NCUA · 1 branch

Q2 2026

$33.8MAssets
$17.2MLoans
$29.5MShares
$4.2MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.63%, up 54 bps year over year; NIM at 2.75%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Capital: net worth / assets of 12.39%, up 100 bps from a year ago.
  • Funding: loans stand at 58.36% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.63%+54 bps YoY

Net Interest Margin (quarter, annualized)

2.75%+53 bps YoY

Efficiency Ratio (quarter, annualized)

82.06%-652 bps YoY

Net Worth / Assets

12.39%+100 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.09%0.16%0.33%-0.04%0.63%+54 bps
Return on Equity0.77%1.40%2.84%-0.31%5.10%+433 bps
Net Interest Margin2.22%2.27%2.42%2.42%2.75%+53 bps
Efficiency Ratio88.58%87.97%87.51%87.99%82.06%-652 bps
Growth
Asset Growth (YoY)8.04%9.50%8.69%-0.82%-3.56%-1,159 bps
Loan Growth (YoY)1.54%-3.89%-1.82%0.38%-0.52%-206 bps
Share Growth (YoY)9.35%10.39%9.38%-1.36%-4.73%-1,408 bps
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.06%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital11.38%11.52%11.62%11.87%12.39%+100 bps
Net Worth / Assets11.38%11.52%11.62%11.87%12.39%+100 bps
Liquidity & Funding
Loans / Shares55.89%56.68%57.04%57.19%58.36%+247 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps