Honolulu, HI · Charter 12613
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.81% | 2.05% | 2.26% | 0.98% | 1.06% | -75 bps | |
| Return on Equity | 5.57% | 6.28% | 6.68% | 2.82% | 3.08% | -249 bps | |
| Net Interest Margin | 2.87% | 2.70% | 2.68% | 2.34% | 2.27% | -60 bps | |
| Efficiency Ratio | 48.15% | 40.82% | 36.59% | 27.03% | 59.13% | +1,099 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.22% | -1.80% | -4.06% | -0.28% | -0.16% | +206 bps | |
| Loan Growth (YoY) | 54.22% | -6.07% | -20.73% | -10.44% | -18.31% | -7,252 bps | |
| Share Growth (YoY) | -4.83% | -5.33% | -8.66% | -3.21% | -3.04% | +179 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 8.07% | 8.06% | 8.06% | 8.06% | 8.07% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 32.52% | 32.71% | 33.86% | 34.55% | 34.46% | +194 bps | |
| Net Worth / Assets | 32.52% | 32.71% | 33.86% | 34.55% | 34.46% | +194 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 45.73% | 42.01% | 39.31% | 43.84% | 38.53% | -720 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |