Afena
Marion, IN · Charter 12153 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$97.6MAssets
$63.6MLoans
$85.6MShares
$10.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 52% of credit unions under $1B in assets (rank 808 of 1683).
- Widest gap: return on equity trails 94% of credit unions under $1B in assets (rank 1585 of 1681).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.46%
Rank 1,573 of 1,683
Net Interest Margin
3.86%
Rank 808 of 1,683
Efficiency Ratio
94.51%
Rank 1,498 of 1,682
Equity / Assets
11.16%
Rank 1,118 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.46% | 0.35% | 0.74% | 1.18% | Beats 7% | 1,573 / 1,683 | | |
| Return on Equity | -4.15% | 2.67% | 5.89% | 8.74% | Beats 6% | 1,585 / 1,681 | | |
| Net Interest Margin | 3.86% | 3.31% | 3.82% | 4.32% | Beats 52% | 808 / 1,683 | | |
| Efficiency Ratio | 94.51% | 68.91% | 78.20% | 86.93% | Beats 11% | 1,498 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.49% | 0.26% | 0.65% | 1.29% | Beats 22% | 1,320 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.16% | 10.44% | 12.89% | 16.53% | Beats 34% | 1,118 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.16% | 10.44% | 12.89% | 16.53% | Beats 34% | 1,118 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.33% | 52.61% | 69.38% | 83.50% | 59th pctl | 688 / 1,683 | | |
| Loans / Assets | 65.20% | 44.71% | 59.18% | 70.72% | 63rd pctl | 625 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |